Have you enough money in your pocket? Do you remember where you spent it? How are you planning to pay for that night out?
Yo-Yos is designed to help you know the answers to these questions - putting you in the driving seat.
Find out what Yo-Yos is all about?
There's more to life than money - you know that. Money can make a big difference to how you live your life, and if you are in control of your money, you're in better control of your life. Every young adult needs to get on top of their money.
Start Unit 1 - Getting Connected
Do you need to review your money coming in and money going out? This section lets you understand some different sources of income and let you know the various ways money is spent, and how spending can be reduced.
Start - Money in,
Money out now.
Do you know what a budget is? This unit is about Budgeting - it is an important skill in helping you to live within your means - that is, spending no more money than you have coming in.
Find out how to budget now!
Living on your own can bring lots of freedom with it - you're your own boss, you can do what you like, no-one there to nag you. This freedom does come with a catch however - responsibility. If you're not responsible for this yet, you may want to skip this unit.
Learn about Paying Bills
Close your eyes and think of one thing you dream of one day owning... A house? A car? A boat? For bigger items like the stuff we dream of (and for some day-to-day stuff too) we rarely have enough money in our pocket from one week to the next to simply go and buy it. We have to plan for it.
Learn about saving and borrowing now
Do you have a bank account? Or perhaps an account with a credit union or post office? If you receive a Training Allowance, then you most probably do have one. What do you use that account for?
Learn about banking now
You've done all the sections from
1-6, well done. What next?
View the conclusion to Yo-Yos